About half our friends who've had kids have declared bankruptcy at some point. :/

Things were chill until I hit 33, and now it's like every week I'm getting asked when I'm having kids, and then, inevitably, why not. We barely have our heads above water now -- financially, housekeeping-wise, in sleep deficits, in work -- there's no way. Even if we wanted kids, there's just no way it would work.